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Your Money Monday, December 8, 2008

A guide for the newly poor By David Colker A major financial or personal blow can make obtaining just the necessities of life a challenge. Here's how to cope. >>

Best holiday deals for new car buyers begin after Christmas By Peter Y. Hong Driving a hard bargain at the dealership will really pay off starting Dec. 26. So will using our money-saving tips. >>

		CONTACTS   Business staff: Business Editor: Sallie Hofmeister, sallie.hofmeister@latimes.com Deputy Business Editor, Morning: John Corrigan, john.corrigan@latimes.com Deputy Business Editor, Daily: Julie Makinen, julie.makinen@latimes.com   Address: Business Section Los Angeles Times 202 West First Street Los Angeles, CA 90012   Phone: (213) 237-7163 Fax: (213) 237-7837 E-mail: business@latimes.com

No job doesn't have to mean no insurance By Lisa Girion Laid-off workers are guaranteed an opportunity to obtain coverage, if they can afford it. >>

Painless ways to cut costs to pay for holiday spending By Kathy M. Kristof Worried about how you're going to pay for the holidays? Here's a plan: Find painless ways to save on things you pay for all year. There are plenty of opportunities, if you know where to look. >>

Why were Wall Street workers not asked for concessions? By David Lazarus Autoworkers stepped up to the plate to save the car industry. White-collar workers, on the other hand, weren't expected to do the same when financial firms went to Congress with hat in hand. >>

John Bollinger: Stock scholar By Walter Hamilton The renowned strategist built his knowledge from the brainy people around him >>

More people checking out the library to save money By Alana Semuels Libraries are seeing a rise in traffic as frugal book and movie fans look to borrow rather than buy. >>

Pay down the credit card, then the home equity loan By Liz Pulliam Weston Credit card interest rates are usually much higher than those charged on home equity lines of credit, and bringing down a card balance can help your credit scores more. >>

Hey FCC, let parents be the Internet censors By David Lazarus Kevin Martin, the agency's chief, wants to provide free wireless access, but he wants it filtered for porn and other objectionable material. That's not the job of the government. >>

Do you need a makeover? Each month, the Sunday Business section gives readers a chance to have their financial situations sized up by professional advisors at no charge. To be considered, send an e-mail to makeover@latimes.com. Include a brief description of your financial goals and a daytime phone number. Information you send us will be shared with others. >>

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