Rise of the down-valuation

December 5, 2008 PROPERTY BULLETIN Dear Reader, Visit Times Online today for dynamic news and views, plus property advice from the experts and online property searches Property market news Rise of the down-valuation Creditworthy borrowers are being refused deals when they remortgage because cautious surveyors are giving their homes lower-than-expected valuations Banks refuse to pass on rate cut Halifax, which received billions of pounds in taxpayers' money, failed to respond in full to latest move by Bank of England FSA signals Halifax must follow rate cuts The City regulator said that some 550,000 Halifax borrowers with tracker mortgages should benefit from interest rate cuts Proposals that would allow jobless homeowners to defer their mortgage interest payments for up to two years should be welcomedMore.. Anne Ashworth This week's features Discover the history of your house The back-story of a property can be an additional selling-point and one London estate agent has started to employ a professional historian Top 10 incentives for house buyers Banks have been using giveaways as a reason to cut mortgage loans - so canny customers may be able to get a reduction of as much as 50 per cent on a home Top tips on house histories We want to manage our block Landlords must get smart to attract tenants Forget dowdy and unfashionable. Only pristine flats that are also good value will attract new occupiers Life with a rookie landlord It requires only a little imagination and sensitivity - and a professional attitude - to create heaven rather than hell for your tenants Top tips on eco home improvements Property investment in St Andrews This Scottish seaside town is more than just the home of golf ; it is teeming with students too Focus on property in Hartlepool What is it really like in the town where Peter Mandelson allegedly confused mushy peas with guacamole? Cool in your Code The web TV show which brings you London's neighbourhoods from the inside out Propertyfinder With more than 270,000 properties for sale or rent, Property Finder is sure to have the perfect home for you Services Mortgages Life Insurance Home Insurance Legal Advice If you no longer wish to receive the Property Bulletin, please click here to unsubscribe. If you wish to speak to a Customer Services Representative, please call 020 7860 1133. You have received this e-mail from a member of the News International Group. News International Limited, 1 Virginia Street, London E98 1XY, is the holding company for the News International Group and is registered in England No 81701. VAT number GB 243 8054 69 Times Newspapers Ltd is a member of the Direct Marketing Association and registered under the Data Protection Act 1998. To see our privacy policy, click here.